*Considerations for 2019*
1. *ON EARNING:*
Never depend on single income. Make investment to
create a second chance.
2. *ON SPENDING:*
If you buy things you do not need, soon you will have to sell things you need.
3. *ON SAVINGS:*
Do not save what is left after spending, but spend what is left after saving.
4. *ON TAKING RISK:*
Never test the depth of a river with both feet.
5. *ON INVESTMENT:*
Do not put all eggs in one basket.
6. *ON EXPECTATIONS:*
Honesty is a very expensive gift. Do not expect it from cheap people.
7. *ON MOVING ON*
Past is a waste paper, present is a newspaper, and future is a question paper. Come out of your past, control the present, and secure the future.
8. *ON CHOICES*
When bad things happen in your life, you have three choices. You can either let it define you, let it destroy you or you can let it strengthen you.
9. *ON LOOKING*
Our eyes are in the front because it is more important to look ahead than to look backwards.
10. *ON MISTAKES*
We use pencil when we were young, but now we use pens. Do you know why? Because mistakes in childhood can easily be erased, unlike mistakes made in adulthood.
*Compliments of the season. Have a prosperous 2019.*